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Plans

Insurance Plan

As individuals it is inherent to differ. Each individuals insurance needs and requirements are different from that of the others.

Pension Plan

Pension Plans are Individual Plans that gaze into your future and foresee financial stability during your old age. Unit Plan

Unit plans are investment plans for those who realise the worth of hard-earned money

Special Plan

LIC's Special Plans are not plans but opportunities that knock on your door once in a lifetime.

Group Plan

Group Insurance Scheme is life insurance protection to groups of people. This scheme is ideal for employers, associations, societies etc.

 

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LIC's Jeevan Shikhar

LIC's Jeevan Shikhar is a participating, non-linked, saving cum protection single premium plan wherein the risk cover is ten times of Tabular Single Premium.

The proposer will have an option to choose the Maturity Sum Assured. The premium payable shall depend on the chosen amount of Maturity Sum Assured and age at entry of the life assured.

This plan also takes care of liquidity need through its loan facility.

The plan will be open for sale for a maximum period of 120 days from the date of launch.

1. BENEFITS :

a) Death Benefit:

On death during first five policy years:

Before the date of commencement of risk : Refund of Single Premium without interest.

Single Premium mentioned above shall not include any extra amount if charged under the policy due to underwriting decision and taxes.

After the date of commencement of risk : "Sum Assured on Death" equal to 10 times the tabular single premium shall be payable.

On death after completion of five policy years but before the stipulated Date of Maturity:

"Sum Assured on Death "equal to 10 times the tabular single premium along with Loyalty Addition, if any, shall be payable.

b) Maturity Benefit:

On maturity, the Maturity Sum Assured along with Loyalty Addition, if any, shall be payable.

c) Loyalty Addition:

Depending upon the Corporation's experience, the policy shall participate in the profits in the form of Loyalty Addition. The Loyalty Addition, if any, shall be payable on death or surrender, provided the policy has run for atleast five policy years, or on policyholder surviving to the maturity, at such rate and on such terms as may be declared by the Corporation.